Econ Papers Daily / 期刊论文
加纳的干旱指数保险、咨询服务与农业生产率
Drought-index insurance, advisory services and farm productivity in Ghana
摘要
Improving the performance of smallholder farmers requires a comprehensive approach that addresses production risks and inefficiencies. This study employs a mediated stochastic frontier model to examine the impact of bundled drought-index insurance (DII) adoption and participation in Farmer-Based Organization (FBO)-led training on farm productivity and technical efficiency among smallholder farmers in northern Ghana. The empirical results indicate that the adoption of bundled micro- and meso -DII, combined with participation in FBO-led training, is significantly associated with higher maize output. The estimated output gains are reflected in both upward shifts in the production technology frontier and reductions in technical inefficiency. These findings underscore the value of integrating DII with complementary human capital interventions to improve output and highlight the untapped potential of FBOs for enhancing insurance adoption and productivity.
中文摘要
提升小农户绩效需要采取综合方法，以应对生产风险与低效率问题。本研究采用中介随机前沿模型，考察捆绑式干旱指数保险（DII）采纳与参与农民组织（FBO）主导的培训对加纳北部小农户农业生产率和农业技术效率的影响。实证结果表明，采纳捆绑式微型和中型DII，并结合参与FBO主导的培训，与更高的玉米产出显著相关。估计的产出增益既体现为生产技术前沿的上移，也体现为技术无效率的降低。这些发现凸显了将DII与互补性人力资本干预相结合以提高产出的价值，并强调了FBO在提升保险采纳率和生产率方面尚未开发的潜力。