疾病与健康保险中的性别差异：家庭福利计划选择中的性别因素

摘要

I document that households in the United States are more likely to choose health plans offered by the husband’s employer than the wife’s. This gap may reflect gender disparities in employment status, plan quality, or an inherent gender effect. Using a novel identification strategy that holds employment status and plan quality fixed, I find that the gender effect increases the probability of selecting the husband’s plan by 6.3 percentage points.