Econ Papers Daily / 期刊论文
你很难被替代：窄网络保险市场中的供应商竞争
You’d be hard to replace: Provider competition in narrow network insurance markets
摘要
This study analyzes hospital competition within narrow network health insurance products. We characterize the implications of provider mergers when narrow networks are present. The existence of narrow network insurance plans can lead merger-induced price effects through competitive restraint, leading to merger effects beyond those due to direct, head-to-head competition. We empirically apply these findings to a proposed acquisition that was investigated by the Federal Trade Commission and find evidence suggesting that accounting for narrow networks generates substantially larger price effects.
中文摘要
本研究分析窄网络医疗保险产品中的医院竞争。我们刻画了在存在窄网络时提供者合并的影响。窄网络保险计划的存在可通过竞争约束引发合并导致的价格效应，从而产生超出直接面对面竞争之外的合并效应。我们将这些发现实证应用于联邦贸易委员会调查的一起拟议收购案，并发现考虑窄网络因素会带来显著更大的价格效应。